:root{--bg:#FAF8F2;--bg-alt:#F0EBD8;--bg-card:#FFFFFF;--bg-deep:#0F1E3E;--primary:#0F1E3E;--primary-dark:#091433;--primary-light:#2C4178;--accent:#D4A017;--accent-light:#F4CC52;--text:#0F1E3E;--text-muted:#5C6B85;--border:#E5DDC4;--radius:6px;--radius-lg:14px;--max:1200px;--shadow:0 18px 40px -16px rgba(15,30,62,0.22)}
*,*::before,*::after{box-sizing:border-box}html,body{margin:0;padding:0}html{scroll-behavior:smooth}
body{font-family:'Karla',system-ui,sans-serif;background:var(--bg);color:var(--text);line-height:1.7;font-size:16px;overflow-x:hidden;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Fraunces',serif;font-weight:500;line-height:1.15;letter-spacing:-0.005em;margin:0 0 .55em}
h1{font-size:clamp(2.4rem,5.4vw,4rem);font-weight:400;font-variation-settings:"SOFT" 30}
h2{font-size:clamp(1.7rem,3.4vw,2.6rem);font-weight:500}
h3{font-size:1.18rem;font-weight:600;font-family:'Karla',sans-serif}
p{margin:0 0 1em;color:var(--text-muted)}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
section{padding:96px 0;position:relative}
section.alt{background:var(--bg-alt)}
section.dark{background:var(--bg-deep);color:#fff}
.accent{color:var(--accent);font-style:italic}
.eyebrow{display:inline-flex;align-items:center;gap:14px;font-family:'Karla',sans-serif;font-size:.72rem;letter-spacing:.35em;text-transform:uppercase;font-weight:700;color:var(--accent);margin-bottom:22px}
.eyebrow::before,.eyebrow::after{content:'';width:28px;height:1px;background:var(--accent)}
.section-head{text-align:center;max-width:760px;margin:0 auto 56px}.section-head p{font-size:1rem}
.site-header{position:sticky;top:0;z-index:60;background:rgba(250,248,242,0.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 24px;max-width:var(--max);margin:0 auto}
.brand{display:flex;align-items:center;gap:14px;font-family:'Fraunces',serif;font-weight:500;font-size:1.4rem;color:var(--text)}
.brand img{width:38px;height:38px}.brand span em{color:var(--accent);font-style:italic}
.nav-links{display:flex;list-style:none;margin:0;padding:0;gap:4px;align-items:center}
.nav-links a{color:var(--text-muted);font-weight:500;font-size:.94rem;padding:10px 16px;transition:color .2s;position:relative}
.nav-links a:not(.nav-cta)::after{content:'';position:absolute;bottom:5px;left:50%;width:0;height:1px;background:var(--accent);transition:width .25s,left .25s}
.nav-links a:not(.nav-cta):hover{color:var(--accent)}
.nav-links a:not(.nav-cta):hover::after{width:70%;left:15%}
.nav-links a.nav-cta{color:#FFFFFF !important;font-weight:800;background:var(--primary);padding:11px 24px;margin-left:12px;border-radius:var(--radius);box-shadow:0 8px 22px -8px rgba(15,30,62,0.4)}
.nav-links a.nav-cta:hover{background:var(--primary-dark)}
.burger{display:none;background:none;border:0;cursor:pointer;width:40px;height:40px;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.burger span{display:block;width:24px;height:2px;background:var(--text)}
.mobile-menu{display:none;background:var(--bg);border-bottom:1px solid var(--border);padding:14px 24px;flex-direction:column;gap:4px}
.mobile-menu a{padding:12px 8px;color:var(--text)}
.mobile-menu a.nav-cta{background:var(--primary);color:#fff;font-weight:800;text-align:center;margin-top:8px;border-radius:var(--radius)}
.mobile-menu.is-open{display:flex}
.hero{padding:100px 0;position:relative;overflow:hidden;background:radial-gradient(ellipse at 80% 20%,rgba(212,160,23,0.15),transparent 55%),radial-gradient(ellipse at 20% 80%,rgba(15,30,62,0.06),transparent 55%),var(--bg)}
.hero .container{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero-text{text-align:left}
.hero-badge{display:inline-flex;align-items:center;gap:10px;font-family:'Karla',sans-serif;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;padding:8px 18px;border:1px solid var(--accent);color:var(--accent);margin-bottom:24px;border-radius:var(--radius)}
.hero-badge::before{content:'✦';color:var(--accent)}
.hero h1{color:var(--text)}
.hero-desc{font-size:1.08rem;margin:22px 0 32px;max-width:540px;line-height:1.65}
.hero-desc strong{color:var(--text);font-weight:700}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:32px}
.hero-trust{display:flex;flex-wrap:wrap;gap:14px 24px;font-size:.92rem;color:var(--text-muted)}
.trust-item{display:inline-flex;align-items:center;gap:8px;font-weight:500}
.trust-item::before{content:'✦';color:var(--accent)}
.hero-card{background:linear-gradient(180deg,#fff,var(--bg));border:1px solid var(--border);padding:36px 32px;border-radius:var(--radius-lg);box-shadow:var(--shadow);position:relative}
.hero-card::before,.hero-card::after{content:'';position:absolute;width:24px;height:24px;border:1px solid var(--accent)}
.hero-card::before{top:-1px;left:-1px;border-right:0;border-bottom:0}
.hero-card::after{bottom:-1px;right:-1px;border-left:0;border-top:0}
.card-label{font-family:'Karla',sans-serif;font-size:.76rem;letter-spacing:.25em;text-transform:uppercase;font-weight:700;color:var(--accent);margin-bottom:8px}
.card-main{font-family:'Fraunces',serif;font-size:3.4rem;font-weight:400;color:var(--text);line-height:1;margin-bottom:12px;font-style:italic}
.card-main span{font-size:1rem;color:var(--text-muted);margin-left:6px;font-weight:500;font-family:'Karla',sans-serif;font-style:normal}
.card-sub{font-size:.94rem;margin-bottom:20px}
.card-list{list-style:none;padding:0;margin:0 0 22px}
.card-list li{padding:8px 0 8px 28px;position:relative;font-size:.92rem;color:var(--text)}
.card-list li::before{content:'✦';position:absolute;left:0;top:8px;color:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:'Karla',sans-serif;font-weight:700;font-size:.85rem;padding:16px 32px;cursor:pointer;border:0;letter-spacing:.18em;text-transform:uppercase;border-radius:var(--radius);transition:transform .2s,background .2s,box-shadow .2s}
.btn-primary{color:#fff;background:var(--primary);box-shadow:0 12px 32px -10px rgba(15,30,62,0.5)}
.btn-primary:hover{background:var(--primary-dark);transform:translateY(-2px)}
.btn-gold{color:var(--primary);background:var(--accent);font-weight:800}
.btn-gold:hover{background:var(--accent-light);transform:translateY(-2px)}
.btn-ghost{color:var(--text);background:transparent;border:1.5px solid var(--text)}
.btn-ghost:hover{background:var(--text);color:var(--bg)}
.btn-block{width:100%}
.stats{padding:60px 0;background:var(--bg);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;text-align:center}
.stat-num{font-family:'Fraunces',serif;font-style:italic;font-size:2.6rem;font-weight:400;color:var(--accent);line-height:1;margin-bottom:6px}
.stat-label{color:var(--text-muted);font-size:.92rem}
.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.feature-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 28px;transition:transform .25s,box-shadow .25s,border-color .25s}
.feature-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--accent)}
.feature-icon{width:56px;height:56px;border-radius:50%;background:var(--bg-alt);display:inline-flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-style:italic;font-size:1.6rem;color:var(--accent);margin-bottom:18px;font-weight:500}
.feature-card h3{color:var(--text);margin-bottom:8px;font-size:1.12rem}
.feature-card p{font-size:.94rem}
.platforms-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.platform-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;transition:transform .25s,border-color .25s;display:block;cursor:pointer}
.platform-card:hover{transform:translateY(-3px);border-color:var(--accent)}
.platform-icon{width:52px;height:52px;border-radius:50%;background:var(--bg-alt);display:inline-flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-style:italic;font-size:1.4rem;color:var(--accent);margin-bottom:14px;font-weight:500}
.platform-card h3{color:var(--text);font-size:1.05rem;margin-bottom:4px}
.platform-card p{font-size:.85rem;margin-bottom:12px;color:var(--text-muted)}
.platform-link{display:inline-flex;align-items:center;gap:6px;font-family:'Karla',sans-serif;font-size:.78rem;font-weight:700;color:var(--accent);text-transform:uppercase;letter-spacing:.15em}
.platform-link::after{content:'→';transition:transform .2s}
.platform-card:hover .platform-link::after{transform:translateX(4px)}
.why-block{display:grid;grid-template-columns:1.15fr .9fr;gap:50px;align-items:start}
.why-text p{font-size:1rem}
.why-text strong{color:var(--text)}
.why-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px}
.why-list li{display:grid;grid-template-columns:auto 1fr;gap:18px;background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:22px}
.why-list .num{font-family:'Fraunces',serif;font-style:italic;font-size:1.8rem;font-weight:500;color:var(--accent);width:50px}
.why-list h4{margin:0 0 4px;font-size:1rem;color:var(--text);font-family:'Karla',sans-serif;font-weight:700}
.why-list p{margin:0;font-size:.9rem}
.cases-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.case-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;display:grid;grid-template-columns:auto 1fr;gap:18px;transition:border-color .25s}
.case-card:hover{border-color:var(--accent)}
.case-mark{width:52px;height:52px;border-radius:50%;background:var(--bg-alt);color:var(--accent);display:flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-style:italic;font-size:1.5rem}
.case-card h3{color:var(--text);font-size:1.1rem;margin-bottom:6px;font-family:'Fraunces',serif;font-style:italic;font-weight:400}
.case-card p{font-size:.92rem;margin:0}
.cta-banner{background:var(--bg-deep);border-radius:var(--radius-lg);padding:64px 56px;text-align:center;color:#fff;position:relative;overflow:hidden}
.cta-banner::before,.cta-banner::after{content:'';position:absolute;width:32px;height:32px;border:1px solid var(--accent)}
.cta-banner::before{top:16px;left:16px;border-right:0;border-bottom:0}
.cta-banner::after{bottom:16px;right:16px;border-left:0;border-top:0}
.cta-banner h2{color:#fff}
.cta-banner p{color:rgba(255,255,255,0.78);max-width:600px;margin:0 auto 30px;font-size:1rem}
.cta-banner .btn{background:var(--accent);color:var(--primary)}
.cta-banner .btn:hover{background:var(--accent-light)}
.faq-list{display:flex;flex-direction:column;gap:12px;max-width:880px;margin:0 auto}
.faq-item{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;transition:border-color .2s}
.faq-item.is-open{border-color:var(--accent)}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:22px 24px;font-family:'Fraunces',serif;font-style:italic;font-weight:500;color:var(--text);font-size:1.18rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq-q .ic{width:28px;height:28px;border-radius:50%;background:var(--bg-alt);color:var(--accent);display:flex;align-items:center;justify-content:center;font-size:1.1rem;transition:transform .25s,background .25s,color .25s;flex-shrink:0;font-style:normal}
.faq-item.is-open .faq-q .ic{transform:rotate(45deg);background:var(--accent);color:var(--primary)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-a-inner{padding:0 24px 22px;font-size:.95rem;color:var(--text-muted)}
.site-footer{background:var(--bg-deep);color:rgba(255,255,255,0.78);padding:64px 0 28px;border-top:4px solid var(--accent)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px;margin-bottom:36px}
.footer-brand{display:flex;align-items:center;gap:12px;font-family:'Fraunces',serif;font-weight:500;color:#fff;margin-bottom:14px;font-size:1.3rem}
.footer-brand img{width:38px;height:38px}
.footer-col h4{font-family:'Karla',sans-serif;font-size:.78rem;letter-spacing:.25em;text-transform:uppercase;color:var(--accent);margin-bottom:14px;font-weight:700}
.footer-col ul{list-style:none;padding:0;margin:0}
.footer-col li{margin-bottom:9px}
.footer-col a{color:rgba(255,255,255,0.65);font-size:.92rem;transition:color .2s}
.footer-col a:hover{color:var(--accent)}
.footer-about{color:rgba(255,255,255,0.55);font-size:.92rem;margin:0}
.footer-bottom{padding-top:22px;border-top:1px solid rgba(255,255,255,0.10);display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;font-family:'Fraunces',serif;font-style:italic;font-size:.86rem;color:rgba(255,255,255,0.5)}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .65s,transform .65s}
.reveal.in{opacity:1;transform:none}
.steps-wrap{display:flex;flex-direction:column;gap:24px;max-width:980px;margin:0 auto}
.step-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:38px;display:grid;grid-template-columns:auto 1fr;gap:30px;transition:border-color .25s}
.step-card:hover{border-color:var(--accent)}
.step-num{font-family:'Fraunces',serif;font-style:italic;font-size:3.4rem;font-weight:400;color:var(--accent);line-height:1;width:70px}
.step-card h2{font-size:1.5rem;margin-bottom:14px;color:var(--text)}
.step-card p{font-size:.98rem}
.after-pay{background:var(--bg-alt);border-radius:var(--radius-lg);padding:50px 44px;border:1px solid var(--border)}
.after-pay h2{margin-bottom:14px;color:var(--text)}
.after-pay > p{font-size:1rem}
.after-pay .platforms-grid{margin-top:30px}
@media(max-width:980px){section{padding:72px 0}.hero-grid,.why-block{grid-template-columns:1fr}.features-grid,.cases-grid,.platforms-grid{grid-template-columns:repeat(2,1fr)}.stats-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.nav-links{display:none}.burger{display:flex}.step-card{grid-template-columns:1fr;padding:28px}}
@media(max-width:600px){.features-grid,.cases-grid,.platforms-grid,.stats-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}section{padding:60px 0}.cta-banner{padding:44px 26px}.card-main{font-size:2.6rem}.after-pay{padding:32px 22px}}